Wednesday, July 29, 2009

Buying Your Home: Settlement Costs and Information

Table of Contents

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I. Introduction

II. Buying & Financing A Home

- Role of the Real Estate Broker
- Selecting an Attorney
- Terms of the Agreement of Sale
- Shopping For a Loan
- Selecting a Settlement Agent
- Securing Title Services
- RESPA Disclosures
- Processing Your Loan Application
- RESPA Protection Against Illegal Referral Fees
- Your Right to File Complaints

III. Your Settlement Costs

- Specific Settlement Costs
- Calculating the Amount You Need At Settlement
- Adjustments To Costs Shared By Buyer and Seller
- HUD-1 Settlement Statement
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