Wednesday, July 29, 2009

Buying Your Home: Settlement Costs and Information

Table of Contents

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I. Introduction

II. Buying & Financing A Home

 - Role of the Real Estate Broker
 - Selecting an Attorney
 - Terms of the Agreement of Sale
 - Shopping For a Loan
 - Selecting a Settlement Agent
 - Securing Title Services
 - RESPA Disclosures
 - Processing Your Loan Application
 - RESPA Protection Against Illegal Referral Fees
 - Your Right to File Complaints

III. Your Settlement Costs

 - Specific Settlement Costs
 - Calculating the Amount You Need At Settlement
 - Adjustments To Costs Shared By Buyer and Seller
 - HUD-1 Settlement Statement

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